FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Commercial Savings Accounts

Commercial Savings

  • Minimum Opening Deposit - $300.00
  • Truncated Account
  • Interest: Accrued Daily, Paid Quarterly
  • Minimum for No Maintenance Fee - $300.00
  • Maintenance Fee Below Minimum / Month - $5.00
  • Minimum To Obtain Annual Percentage Yield Disclosed - $300.00
  • Minimum Withdrawals for No Fee – 1 / Month
  • Fee After 1 Withdrawal - $2.00 per withdrawal
  • ATM Card
  • Telephone Banking
  • Online Banking

Commercial Money Market

  • Minimum Opening Deposit - $2,500.00
  • Truncated Account
  • Interest: Accrued Daily, Paid Monthly
  • Image Statement Account
  • Minimum for No Maintenance Fee - $2,500.00
  • Maintenance Fee Below Minimum / Month - $15.00
  • Minimum To Obtain Annual Percentage Yield Disclosed - $2,500.00
  • Transaction Limitations: Transfers from a Money Market Commercial account to another account or third party by preauthorized, automatic, telephone or online transfer are limited to (6) per statement cycle with no more than three (3) withdrawals by check, draft, or similar order to third parties.
  • Fees: An activity charge of $10.00 will be charged for each debit transaction in excess of six during a month.
  • Telephone Banking
  • Online Banking

NOW Commercial Interest Bearing Account Disclosure

Interest rate and annual percentage yield may change -We may change the interest rate on your account at any time -Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks).
The bank reserves the right to require seven (7) days written notice prior to withdrawal.
To ensure that no more than the permitted number of withdrawals or transfers are made, the bank will monitor transactions on an ex post basis. Those customers who exceed the limits during a month will be contacted. When the customer violates the limits for more than two consecutive months, the bank will either close the account or place the funds in another account that the depositor is eligible to maintain