Commercial Checking Accounts

Commercial Checking

• Minimum Opening Deposit - $500.00
• Image Statement Account
• Fee of $.10 per check paid and $.15 for each deposit item drawn on another bank.
• Credit of $.25 received for each $100.00 of average daily balance during statement cycle. This earnings credit will be applied to reduce the maintenance charge, check paid, and transit item fees. Credit cannot exceed your total maintenance charge, check paid, and transit item fees.
• Free ZNB Business Debit Card
• Telephone Banking
• Online Banking
• Maintenance Charge - $7.50 / Month

NOW Commercial

• Minimum Opening Deposit - $1,500.00
• Interest Bearing Account
• Image Statement Account
• Minimum for No Maintenance Fee - $1,500.00
• Maintenance Fee Below Minimum / Month - $12.00
• Fee of $.10 per check paid and $.15 for each deposit item drawn on another bank.
• Credit of $.25 received for each $100.00 of average daily balance during statement cycle. This earnings credit will be applied to reduce the maintenance charge, check paid, and transit item fees. Credit cannot exceed your total maintenance charge, check paid, and transit item fees.
• Minimum To Obtain Annual Percentage Yield Disclosed - $2,500.00
• Free ZNB Business Debit Card
• Telephone Banking
• Online Banking
• Maintenance charge of $7.50 a month

NOW Commercial Interest Bearing Account Disclosure

Interest rate and annual percentage yield may change.
We may change the interest rate on your account at any time.
Interest will be compounded and credited to your account every month.
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks).